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Here at Micott Mortgage you enjoy the best of both worlds, a network of lenders who take the time to work with you on an individual basis, plus the very best rates possible. Our lenders work hard to get the right loan for you when you need it, every time, and you win!

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Home :: Mortgage Rates
   TODAY'S CONVENTIONAL RATES

   
     
  Below is a summary of loan programs and today's rates provided by our network of lenders. We have selected the lowest rate to quote you. These quotes are for purchase or refinance with no cash back to the borrower. Interest rates for refinances with cash back are priced approximately .25% higher. As of March 17, 2008 Fannie Mae and Freddie Mac have made pricing adjustments to conventional loans for credit scores.  Rates quoted below are for borrowers whose scores are above 719.  For borrowers whose scores are below 720, pricing add-on's are between .25% and 1.0%.  Rates below do not include mortgage insurance premium. Apply now before rates go up!
 
 

 
  Rates based on loan amount $240,000.00 to $417,000. Rates for lower loan amounts may vary.
                 Jumbo
      FHA

 Other

Program
Rate
  Orig Pts
 Disc Pts
APR
 Fees
Lock
30 yr fixed
5.500
0.75
0
5.73
30
15 yr fixed
5.375
0.25
0
5.43
30
Option ARM
3/1 ARM - Amortizing
5.000 0.625 0 5.34 0
3/1 ARM - Interest Only

5/1 ARM - Amortizing

5.125 0.625 0 5.39 0

5/1 ARM - Interest Only

 

Note:
Micott Mortgage, Inc. aka RockyMountainMortgageRates.com can not guarantee the accuracy of rates posted on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions.  All rates, fees, ARP's and other loan costs should be confirmed up-front and in writhing by lender's Good Faith Estimate and Truth-In-Lending statement.
. Please read the terms and conditions of use of this site.


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