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Here at Micott Mortgage you enjoy the best of both worlds, a network of lenders who take the time to work with you on an individual basis, plus the very best rates possible. Our lenders work hard to get the right loan for you when you need it, every time, and you win!

Home :: Mortgage Rates

Below is a summary of loan programs and today's rates provided by some of our network of lenders. We have selected the most representative rates to quote you. Stated income and no ratio / no asset programs are among the most difficult to price because of the large adjustments among our network of lenders concerning purpose, credit score, loan to value, type of property, and amount of documentation (if any) required. Rates quoted below should only serve as a broad guideline. Please call our toll free number to discuss your particular needs.

Subprime loans are to people with impaired credit. Subprime loans are also called B, C and D loans. Subprime loans are equally difficult to price and prices below should also be viewed as a broad guideline. Please call our toll free number to discuss your particular needs.

DUE TO RECENT TURMOIL IN THE MORTGAGE MARKETS, WE CAN NO LONGER REASONABLY EXPECT TO HAVE MULTIPLE INVESTORS FOR SUBPRIME OR ALT A PROGRAMS. PLEASE CALL TO DISCUSS YOUR PARTICULAR SITUATION. CALL TOLL FREE 877 656-8522.

Conventional

Jumbo

FHA

Other

Program

Rate

Orig Pts

Disc Pts

APR

Fees

Lock

Info

30 yr Stated
Income

8.25%

1.0%

8.25%

n/a

15 yr Stated
Income

7.75

1.0

7.34%

n/a

30 yr No Ratio /
No Asset

N/A

30 yr Subprime
or B, C, & D

9.25

1.0

8.59%

n/a

2/28 Subprime

N/A

Note: Micott Mortgage, Inc. aka RockyMountainMortgageRates.com does not guarantee the accuracy of rates posted on this web site. All rates, fees, APR, and other costs are subject to individual borrowers credit rating, market conditions, and loan processing costs. All rates, fees, APR's, and any or all other loan costs should be confirmed up front in writing by lender's good faith estimate, and closing statement before acceptance of any loan. Please read the terms and conditions of use of this site.