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At Micott Mortgage you enjoy the best of both worlds, a network of lenders who take the time to work with you on an individual basis, plus the very best rates possible. Our lenders work hard to get the right loan for you when you need it, every time, and you win!

 
 
 
 
 
 
 
 
 
 
 
 
 
 
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   LOAN PROGRAMS

 
  Debt Consolidation Loans
 
 
• Improve your credit rating
   
 
• Interest rates on mortgage loans are substantially lower than credit cards
 
• Write 1 check per month instead of several
 
     
 
• Interest paid is almost always a tax deduction
 
 
 

 
  Home Improvement Loans
 
 
• Add a room, build a deck, remodel, repair or update your home
 
     
 
• Eliminate the hassle of obtaining estimates from various contractors
 
 
• Consolidate your bills and get extra cash for your home improvement project
 
     
     
 
• You can do your home improvement project yourself
 

 
  Home Refinance Loans
 
 
• Rates are currently at all-time lows
 
     
 
• You may be surprised to find out how much you can save
 
 
• Lowering your interest rate can have a big impact
 
     
 
• No "Out-of Pocket" Expenses
 
     

 
  Home Purchase Loans
 
 
• Increase Your Bargaining Power
 
     
 
• Find Your Right House Quickly
 
 
• Avoid Surprises and Setbacks
 
     
 
• Save Money. Lock-In Your Interest Rate
 

 
  Zero Down Purchase Loans
 
 
• Get out of paying rent and into a new home
 
     
 
• Terms at fixed interest rates
 
     
 
• Low to no (as in "zero") down payment options
 
     
 
• Even for people who thought they couldn't afford it
 

 
  100% Home Equity Loans  
 
• Advantages of a mortgage loan without having equity in your house
 
     
 
• Borrow up to 100% of your home’s value
 
 
• There are times when you need flexibility of  borrowing power
 
     
     
     


 

 





















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