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At Micott Mortgage  you enjoy the best of both worlds, a network of lenders who take the time to work with you on an individual basis, plus the very best rates possible. Our lenders work hard to get the right loan for you when you need it, every time, and you win!

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Home :: Loan Programs
   FIXED RATE HOME EQUITY LOANS

   
 

If you have equity in your home, you could use that equity to your advantage and tap into a resource for cash.

In most cases, Home Equity loans (or second mortgages called HELOC loans) are tax deductible and have very competitive interest rates. Home equity loans come in various types, including the "No- Equity" home equity loans. Many financial pro's agree that using your home's equity to your advantage is the smartest way to go. Remember, you can't deduct interest on personal loans, credit cards, and auto loans.  Many home equity programs provide for an "interest only" payment schedule for as long as the first 10 years of the loan.  After 10 years, the borrower pays the balance off over the remaining 20 years of the loan.

You can use your Home Equity loans for any purpose.

Many of our customers have used Home Equity loans for:

Bill Consolidation
Home Improvements
College Tuition
Purchase a new auto or boat
Vacations
Lake Properties
Business Startup Capital
Family Emergencies
Investments
Cash

Click here to apply!

 •You can use your Home Equity loans for any purpose
 •In most cases, Home Equity loans are tax deductible
 •You can't deduct interest on personal loans, credit cards, and auto loans
        


 
 
 
 
 
 
 

 

 
 
 
 
 
 
 
 

 

 

 

 

 


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